Overland Park, Lenexa and Olathe real estate and homes for sale in Kansas, new construction, investment properties - the johns family team, REALTORS® the johns family team REALTORS(r) for Overland Park, Lenexa and Olathe, Kansas real estate, new construction, investment properties - NUMBER1EXPERTS™ the johns family team NUMBER1EXPERTS(tm) for Overland Park, Lenexa and Olathe, Kansas real estate, new construction, investment properties
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the johns family team, REALTORŪ, real estate agents and broker for Overland Park, Lenexa and Olathe Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)





the johns family team delights in offering star spangled service. We would love the opportunity to partner with you...call us at 913.906.5454 today.


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Mortgage Prequalification: Overland Park, Lenexa and Olathe Kansas home buying, real estate listings, and homes for sale in Wyandotte County, KS
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Overland Park, Lenexa and Olathe real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Taxpayer Relief

Legislation included in the 1997 federal budget made significant changes that improve a homeowner's ability to profit from the sale of real estate. The capital gains tax exclusions on the sale of a principal residence is just one of several benefits for homeowners. When you sell a home you have owned and use for two of the five years prior to the sale, married couples are allowed to keep up to $500,000 in tax-free profits and taxpayers filing as singles can keep up to $250,000 before paying capital gains tax.

Long-term capital gain is also taxed at lower rates as a result of the Jobs and Growth Tax Relief Reconciliation Act passed in 2003. The maximum capital gains tax rates dropped from 20% to 15% and from 10% to 5%, effective for sales and exchanges taking place on or after May 6, 2003 and through December 31, 2007. In 2008 the 15% rate continues for higher income taxpayers, while the 5% rate for lower income taxpayers drops to 0%, but only for the 2008 tax year. On January 1, 2009, the 10% and 20% rates will be reinstated.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
What is one of the most common ways for making the interior of a home more appealing to buyers?

A 
Repainting walls with light, neutral colors makes it easier for a buyer to visualize how the home will look with their possessions.
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the johns family team, REALTORŪ, real estate agents and broker for Overland Park, Lenexa and Olathe Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

the johns family team
Keller Williams Partners, Inc.

11005 Metcalf
Overland Park, KS 66210
Tel: 913.906.5454
Tel: 913.710.4663
Toll-Free: 800.366.5839
Fax: 913.744.2640
Email: jft@kw.com

When you partner with the johns family team, you become our star. Our mission is "To have a positive impact on those we touch" with a vision "To be your realtors of choice." Our 'family' is devoted to providing yours with star spangled service.

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Keller Williams Partners, Inc. real estate and homes for sale in Overland Park, Lenexa and Olathe Kansas



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